Your Wealth Management Team

Miguel DaPonte, CFA

EVP, Chief Wealth Management Officer

Mr. DaPonte is a CFA charter holder who obtained an MBA from the Richard Ivey School of Business at the University of Western Ontario. Prior to joining Clarien, Mr. DaPonte was the SVP Investments and Pensions at a local insurance company. During that time, he was responsible for the asset allocation and manager selection of the balance sheet assets of the firm and headed the company’s defined contribution pension business. Prior to that, he was Assistant Vice President at a global annuity and life insurance company, where he monitored and advised on investment portfolios totaling over $12 billion.

The formative years of his career were spent at an investment advisory service firm as a Senior Investment Analyst, where he managed global equities and fixed income portfolios.

In his new role as Chief Wealth Management Officer, Mr. DaPonte will be tasked with leading and overseeing Clarien’s Wealth Management business and all associated teams, including but not limited to: Private Banking, Investment Management (Clarien Investments Limited) and Trust Management (Clarien Trust Limited), including Family Office and Clarien Corporate Services Limited.

Jennifer Hanson Crockwell, CPA, CA, TEP

SVP, Head of Trust and Family Office

Jennifer joined Clarien in October 2020, as Senior Vice President, Head of Trust and Family office. As Head of Trust and Family Office, Jennifer plays an integral role in the strategic development of Clarien Wealth Management with a focus on ultra-high net worth and Family Office clients under the direction of the Chief Executive Officer.

Prior to joining Clarien, Jennifer was Chief Financial and Administration Officer for a Private Company in Bermuda. Previously, she held the post of Senior Manager at Arthur Morris and Company Limited specializing in providing accounting, fiduciary, compliance and corporate services to a broad range of clients, including trusts and investment companies. Jennifer moved from Canada to Bermuda in 1998 with Deloitte progressing to the position of Senior Manager and taking a lead role on many of the offices trust, corporate and accounting services clients.

Jennifer has been involved in Bermuda’s trust industry for over 20 years. In all her prior roles, Jennifer has worked closely with ultra-high net worth clients and their financial, tax and legal advisors as well as with bankers and investment advisors.

Jennifer is a Chartered Professional Accountant from Canada (CPA, CA) along with a Trust Estate Practitioner (TEP). She holds a Bachelors degree in Accounting with Great Distinction from University of Saskatchewan in Canada.

Qing Lutkin (Judy), CFA

VP, Head of Investment Management

Judy Lutkin leads the overall investment management at Clarien Investments Ltd., overseeing the Global Voyage Family Fund and managing daily operations, financial planning, and risk management. She is responsible for developing and executing investment strategies tailored to private client portfolios and institutional investors. As the Chair of the Investment Committee, she drives strategic decision-making and execution, guiding her team toward establishing Clarien as the premier wealth manager in Bermuda.

Prior to joining Clarien, Judy served as a Portfolio Manager at PRP Performa Ltd., where she specialized in customized investment solutions for captive insurance companies and institutional investors, managing $2.5 billion in institutional assets. Earlier in her career, she was the Manager of Market Strategy at Saint-Gobain China, a subsidiary of the French Fortune 500 company, where she focused on market analysis and strategic development.

Judy holds an MBA in International Business from the University of Birmingham, UK, and a BSc in Economics from Hubei University, China. She is also a Chartered Financial Analyst (CFA) charter holder.

Usama Makhdoom, CFA

Portfolio Manager

Usama Makhdoom is a Portfolio Manager at Clarien Bank’s Discretionary Wealth Management team, specializing in investment strategies for ultra-high-net-worth individuals, Family Offices, and institutional clients. Reporting to the Head of Investment Management, he plays a key role in portfolio management and investment decision-making as a member of the Investment Committee.

Before joining Clarien, Usama was a Risk Officer at Sovereign Asset Management (Monterosa Group), where he prepared investment reports for multi-billion-dollar private equity funds and implemented enterprise-level risk mitigation strategies. Prior to that, he was a Portfolio and Research Analyst at Bermuda Investment Advisory Services, where he developed a high-performing equities fund strategy.

Usama holds a BS in Accounting and Finance from the Institute of Business Administration, Karachi, and is a CFA charter holder.

Henry Hernandez

Portfolio Manager

Henry Hernandez has 17 years of experience in treasury banking, financial reporting, trading, and portfolio management. As a Portfolio Manager at Clarien, he develops and executes investment strategies for Private Client portfolios, conducts research, and provides investment and technical sales support for the Wealth Management division. He is also a member of the CIL Investment Committee, contributing to strategic and tactical asset allocation.

Before joining Clarien in June 2022, Henry was Head Trader/Manager at ACM Bermuda Ltd., where he constructed client portfolios. His career began in 2007 at Banco Exterior in Venezuela as a trader, followed by a role at Bancaribe Curaçao, where he managed a proprietary portfolio and traded across Fixed Income, Equity, and Structured Products.

Henry holds a Bachelor of Business Administration and a master’s degree in financial institutions. In November 2024, he passed the CFA Level 2 Exam.

Samuel L. McKittrick

Junior Portfolio Manager

Samuel McKittrick is a Junior Portfolio Manager at Clarien Investment Limited, responsible for supporting investment strategy development and trade execution. He conducts research and provides investment support for managing client portfolios and Global Voyager mutual funds. His role includes portfolio analysis, trade monitoring, and assisting with investment decision-making.

Prior to joining Clarien, he worked in the (re)insurance industry. As a Risk Analyst in Allied World’s Catastrophe Modelling Department, he collaborated with underwriters to produce pricing reports and modeling summaries. At AIG, he was a Claims Analyst in the Multinational Department, managing over 50 accounts and overseeing various client service projects.

Your Private Banking Team

Lola Myshketa

SVP, Head of Private Banking

Ms. Myshketa joins Clarien Bank as SVP, Head of Private Banking, where she will lead the strategic expansion of the Private Banking division, collaborating with the executive team to drive business development initiatives and elevate Clarien’s brand.

With 25 years of successful international experience in Private Banking, Asset Management, Alternative Investments, Reinsurance, and Consultancy, Ms. Myshketa brings invaluable expertise to the role. Her career began in 1997 in Albania at the country’s first private bank. After relocating to Canada in 2000, she spent eight years at CIBC managing the financial affairs of High-Net-Worth Individuals (HNWI).

Rising to senior roles in Canada’s private financial sector in 2008, she specialized in alternative investments. In 2011, she embarked on a new chapter in Bermuda, spearheading the inception and growth of the Asset Management business at Bermuda Commercial Bank.
Ms. Myshketa transitioned to the Reinsurance sector from 2015 to 2021, holding key executive positions, including Chief Business Development Officer for Horseshoe, now Artex Capital Solutions—the global leader in Insurance-Linked Securities (ILS) services.
After a consultancy in Dubai, she returned to Bermuda in July 2024, bringing a wealth of international experience and skills to drive transformative results at Clarien’s Wealth Management division.
Her academic credentials include a Master’s Degree in Banking and Finance from Bocconi University, Milan, where she graduated as valedictorian, and a Financial Management Advisor (FMA) designation from the Canadian Securities Institute.

Renowned for her client-centric approach and empathy-driven leadership, she lives by her motto: “Caring for people, building communities, and not settling for mediocrity; success follows naturally.”

Cyril Simmons

VP, Senior Private Banker

Cyril Simmons brings close to 20 years of specialised expertise to Clarien Private Wealth, including a broad range of senior banking roles in Global Asset and Investment Management. He began his career with Bank of Bermuda (now HSBC) in 1999 and worked in various divisions within the bank including Credit Risk Management and Investor Relations. He spent six years within the Business Development team at HSBC Global Asset Management, where he supported the Corporate Banking division with institutional sales of global investment solutions. He joined the Corporate Banking division in 2010 and eventually became the Head of the Captive and Insurance Banking team. In 2015, he joined Clarien’s Private Wealth division as a Senior Private Banker. Cyril holds a BA (Hons) in philosophy from Morehouse College, Atlanta.

Nancy Stevens

AVP, Senior Private Banker

Born and raised in Bermuda, Nancy Stevens holds a Bachelor’s degree in Commerce from Mount Alison University, Canada. She joined Clarien after working in a relationship management role with a local private bank. Meeting the requirements of a discerning universe of high net worth individuals, private trusts and companies, Nancy offers a solid academic breadth to the team and a dedication to the delivery of stellar client service. She passed her Series 7 designation and STEP Foundation in 2009 and CAMS in 2017, and is presently pursuing the CFP designation.

Rachel Mackenzie

AVP, Senior Private Banker

Rachel Mackenzie brings over eight years of financial services expertise to Clarien Private Wealth, including a broad range of roles spanning life insurance, investments, corporate finance and banking.

Rachel joined Clarien in December 2020 to manage BSX listing services before moving into a role as a Private Banker. As a Private Banker, Rachel plays an integral role in servicing the needs of high net-worth clients both in Bermuda and internationally.

In 2017, Rachel moved from Vancouver to Bermuda to work as a Financial Advisor for LOM Financial Ltd. In all her previous roles, she has developed relationships with retail, trust and institutional investors. She passed her Canadian Securities designation in 2018, is a CFA Level II exam candidate, and holds a BA from Western University.

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