Your Asset Management Team

Jennifer Hanson, CPA, CA, TEP

SVP, Head of Trust and Family Office

Jennifer joined Clarien in October 2020, as Senior Vice President, Head of Trust and Family office. As Head of Trust and Family Office, Jennifer plays an integral role in the strategic development of Clarien Wealth Management with a focus on ultra-high net worth and Family Office clients under the direction of the Chief Executive Officer.

Prior to joining Clarien, Jennifer was Chief Financial and Administration Officer for a Private Company in Bermuda. Previously, she held the post of Senior Manager at Arthur Morris and Company Limited specializing in providing accounting, fiduciary, compliance and corporate services to a broad range of clients, including trusts and investment companies. Jennifer moved from Canada to Bermuda in 1998 with Deloitte progressing to the position of Senior Manager and taking a lead role on many of the offices trust, corporate and accounting services clients.

Jennifer has been involved in Bermuda’s trust industry for over 20 years. In all her prior roles, Jennifer has worked closely with ultra-high net worth clients and their financial, tax and legal advisors as well as with bankers and investment advisors.

Jennifer is a Chartered Professional Accountant from Canada (CPA, CA) along with a Trust Estate Practitioner (TEP). She holds a Bachelors degree in Accounting with Great Distinction from University of Saskatchewan in Canada. She is also a member of the Institute of Directors.

Miguel DaPonte, CFA

SVP, Head of Investment Management

Mr. DaPonte is a CFA charter holder and obtained an MBA from the Richard Ivey School of Business at the University of Western Ontario. Prior to joining Clarien, Miguel was SVP Investments and Pensions at BF&M Group. He was responsible for the asset allocation and manager selection of the balance sheet assets of the firm and headed the company’s defined contribution pension business. Prior to BF&M he was Assistant Vice President at Scottish Re Group Ltd. where he monitored and advised on investment portfolios totaling over $12 billion.

The formative years of his career were spent at Bermuda Investment Advisory Service as a Senior Investment Analyst where he managed global equities and fixed income portfolios.

Qing Lutkin (Judy), CFA

VP, Head of Research & Asset Management

Judy is focused on development and execution of investment strategies for private client portfolios and institutional investors. Prior to joining Clarien, Judy was Portfolio Manager for PRP Performa Ltd., where she provided customised investment solutions for captive insurance companies and institutional investors.

Previously, Judy was a Manager of Market Strategy at Saint-Gobain China, a subsidiary of the French Fortune 500 company. She earned an MBA in international business from the University of Birmingham, UK and a BSc in economics from Hubei University, China. She holds the Chartered Financial Analyst designation.

David Tavares, CFA

 Nea Simons

Corporate Services Manager

Ms. Nea Simons is the Corporate Services Manager. She is an Associate of The Chartered Governance Institute of Canada and has been a Chartered Secretary since 2008.  She has over 15 years’ experience in the incorporation and ongoing administration of exempted and local companies in Bermuda.  Nea overseas the corporate administration and governance services to a portfolio of varied companies.  She is known for being responsive and dedicated to client services.

Henry Hernandez

Junior Portfolio Manager

During his more than 15 year career in the financial industry, Henry has garnered extensive knowledge of treasury banking management, financial reporting, trading, and portfolio management. In his current role as Junior Portfolio Manager at Clarien, Henry is responsible for the development and execution of investment strategies for Private Client portfolios. His role also includes research and other investment related support functions needed to manage client portfolios, as well as offering technical sales support for Clarien’s wider Wealth Management business. Henry also sits on the CIL Investment Committee, helping to contribute to both strategic and tactical asset allocation positioning.

Prior to joining the Bank in June 2022, Henry worked for nearly three years as a Head Trader/ Manager at ACM Bermuda Ltd, where he helped to build portfolios for clients tailored to their financial goals and constraints.  After graduating with a Bachelor of Business Administration in 2007, he began working as a trader at Banco Exterior in Venezuela while also studying simultaneously for his Master’s degree in Financial Institutions. Once that accreditation was attained, Henry was hired to work at Bancaribe Curacao, where he managed a long-term proprietary portfolio and acted as a broker for clients in various different asset types (Fixed Income, Equity and Structured Products).  In August 2021, he passed his CFA Level 1 Exam.

Dajon Richardson

Associate Investment Analyst

Dajon joined Clarien’s Investment Management Group in July 2020. He reports to the Head of Investment Strategy and supports all aspects of portfolio management. Dajon contributes to research and monitoring of equity and fixed income positions, as well as third-party manager selection. He supports senior team members and participates in group sales efforts with presentations and development of client communications.

Your Private Banking Team

Pearline McIntosh

SVP, Head of Private Banking

Pearline has worked in the trust and wealth management space for more than two decades, having successfully managed a local trust company, Appleby Trust (formerly Estera Trust) and managing ultra-high net worth client relationships and family offices. Previously the Vice President, International Senior Private Banker at Butterfield Bank, and Deputy Managing Director of Butterfield Trust ( Bermuda) Limited, Pearline was responsible for the management and development of more complex and ultra-high net worth individuals, family offices and trust structures. She was also instrumental in business development and client servicing strategy during this time.

Committed to her professional growth and learning, Pearline has amassed a number of other professional certificates and designations including STEP Diploma ( with Distinction) in International Offshore Trust Management, and ACIB ( UK) Banking Designation. Since 2019, she has also served as a Member of the Bermuda Development Agency (BDA) Family Office Focus Group, and was the 2015 recipient of the STEP Founder’s Award and the 2013 Citywealth IFC Powerwomen Top 100.

Pearline’s role at Clarien includes the day-to-day management of, and providing strategic and tactical direction to, the Private Banking team. Additionally, she is tasked with helping to lead new business development efforts, team management and mentoring and will be responsible for the maintenance of high service and internal (regulatory) standards. She also uses her vast experience and expertise in banking, to provide Clarien with input into process improvements and product development.

Cyril Simmons

AVP, Senior Private Banker

Cyril Simmons brings close to 20 years of specialised expertise to Clarien Private Wealth, including a broad range of senior banking roles in Global Asset and Investment Management. He began his career with Bank of Bermuda (now HSBC) in 1999 and worked in various divisions within the bank including Credit Risk Management and Investor Relations. He spent six years within the Business Development team at HSBC Global Asset Management, where he supported the Corporate Banking division with institutional sales of global investment solutions. He joined the Corporate Banking division in 2010 and eventually became the Head of the Captive and Insurance Banking team. In 2015, he joined Clarien’s Private Wealth division as a Senior Private Banker. Cyril holds a BA (Hons) in philosophy from Morehouse College, Atlanta.

Nancy Stevens

AVP, Senior Private Banker

Born and raised in Bermuda, Nancy Stevens holds a Bachelor’s degree in Commerce from Mount Alison University, Canada. She joined Clarien after working in a relationship management role with a local private bank.  Meeting the requirements of a discerning universe of high net worth individuals, private trusts and companies, Nancy offers a solid academic breadth to the team and a dedication to the delivery of stellar client service. She passed her Series 7 designation and STEP Foundation in 2009 and CAMS in 2017, and is presently pursuing the CFP designation.

Rachel Mackenzie

Private Banker

Rachel Mackenzie brings over eight years of financial services expertise to Clarien Private Wealth, including a broad range of roles spanning life insurance, investments, corporate finance and banking.

Rachel joined Clarien in December 2020 to manage BSX listing services before moving into a role as a Private Banker. As a Private Banker, Rachel plays an integral role in servicing the needs of high net-worth clients both in Bermuda and internationally.

In 2017, Rachel moved from Vancouver to Bermuda to work as a Financial Advisor for LOM Financial Ltd. In all her previous roles, she has developed relationships with retail, trust and institutional investors. She passed her Canadian Securities designation in 2018, is a CFA Level II exam candidate, and holds a BA from Western University.

 Your iInvest Advisor

Mark Darko

Financial Advisor

Mark Darko joined Clarien Bank with London-based experience, primarily in Asset Management. He holds a BA (Hons) degree in Business Management from Westminster University, UK. Following a 10-year career in banking, Mark relocated to Bermuda with his family, working within the Risk Solutions sector at the Bermuda Business Development Agency (BDA). His focus was specifically on captive insurance, healthcare, cyber and the ILS market. He was also the committee secretary for the Bermuda Captive Conference from 2016-2017.