Trust and Family Office
Services for affluent individuals and families.
Every family office, like every family, is different…and has unique values, interests and needs.
For many families, the cost, time and administrative expertise needed to create and provide proper supervision, capital and leadership over the day-to-day management of the family’s personal and financial affairs, as well as the longer-term plans for inter-generational wealth transfer, can be daunting.
For this reason, a family will often engage the services a multi-family office manager to maximise the efficiency and effectiveness of their family office. A multi-family office manager enables cost sharing, continuity and provides a framework for oversight and leadership to support the team of professionals providing services to the family.
Clarien provides a range of services, leveraging our internal capabilities, external partners, and comprehensive digital solutions, to help family offices achieve their goals.
You manage your business, and let us manage the rest.
Clarien provides a range of services, leveraging our internal capabilities, external partners, and comprehensive digital solutions, to help family offices achieve their goals:
Trustee Services
- Provided by Clarien Trust Limited, licensed by the Bermuda Monetary Authority
- Accounting services for trust entities
Wealth and Succession Planning
- Partner with legal and tax advisors on multi-jurisdictional structuring
- Intergenerational wealth transfer
Private Banking
- Personalized and private banking relationship management
Investments
Investment Management
- Services provided by Clarien Investment Limited, licensed by the Bermuda Monetary Authority
- Fiduciary approach aligned with investment policy statement
- Traditional and alternative options
Trading/Execution
- Self-directed online trading and brokerage
- Listing sponsor for the Bermuda Stock Exchange through Clarien BSX Services Limited
We strive to be your trusted advisor, rapidly achieving a deep understanding of your circumstances and tailoring solutions to preserve and grow your family wealth and secure your legacy for the future.
Our roots as a family office run deep, stretching back to the early 17th century in Bermuda. From our beginnings as a community-focused deposit company, we have proudly and effectively met the wealth management needs of individuals and families for generations. We understand the complexities of family finances and the necessity of discretion and privacy.
Serving from a Position of Strength
In partnership, our shareholders—Edmund Gibbons Limited, NCB Financial Group Limited, and Portland Private Equity Limited — are committed to providing you with world-class counsel and services. NCB Financial Group Limited and Portland Private Equity Limited are part of Portland Holdings, a multi-billion-dollar international conglomerate with a diversified business portfolio and a strong presence in North America’s and the Caribbean’s financial-services sectors.
Our leadership team hails from the highest levels of global banking, drawn to Clarien by the opportunity to serve successful, affluent and discerning individuals and families from one of the world’s most dynamic and sophisticated financial, investment and insurance service centres. Bermuda is renowned as a principal hub of international business and a luxury tourist destination with a long history of political, economic and social stability.
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Jennifer Hanson, CPA, CA, TEP.
Head of Trust & Family Office
Ms. Hanson is the Senior Vice President, Head of Trust and Family Office. Jennifer has over 25 years in the accounting and financial services industry as well as experience in corporate governance.
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Miguel DaPonte, CFA
EVP, Chief Wealth Management Officer
Mr. Da Ponte is a CFA charter holder and obtained an MBA from the Richard Ivey School of Business at the University of Western Ontario. Prior to joining Clarien, Miguel was SVP Investments and Pensions at BF&M Group. He was responsible for the asset allocation and manager selection of the balance sheet assets of the firm and headed the company’s defined contribution pension business. Prior to BF&M he was Assistant Vice President at Scottish Re Group Ltd. where he monitored and advised on investment portfolios totalling over $12 billion. The formative years of his career were spent at Bermuda Investment Advisory Service as a Senior Investment Analyst where he managed global equities and fixed income portfolios.
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Qing “Judy” Lutkin, CFA
Vice President and Head of Investment Strategy
Judy is focused on development and execution of investment strategies for private client portfolios and institutional investors. Prior to joining Clarien, Judy was Portfolio Manager for PRP Performa Ltd., where she provided customised investment solutions for captive insurance companies and institutional investors.
Previously, Judy was a Manager of Market Strategy at Saint-Gobain China, a subsidiary of the French Fortune 500 company. She earned an MBA in international business from the University of Birmingham, UK and a BSc in economics from Hubei University, China. She holds the Chartered Financial Analyst designation.
Account Types
Clarien Smart Solutions
- Digital Account Opening
- Digital Account Maintenance
- Clarien iBank
- Clarien iTrade
- Clarien iInvest
- Clarien iBank
- Clarien MasterCard® Debit Card
- Clarien VISA® Credit Card
- My Rewards App
- Clarien Wealth Management Lending Solutions
- Clarien Pre-Approved Offers
- Trust and Family Office
- Corporate Services Limited
- Global Voyager Funds Ltd.
- International Equity Fund
- GVF North American Founders Fund
- GVF Insurance Linked Securities (ILS) Fund