About Us
Client-driven. Integrity. Teamwork.
At Clarien Bank, we consider these values essential as we deliver world-class financial services to individuals, families, corporations and institutions. Clarien has more than eight decades of banking history in Bermuda — one of the world’s most dynamic and sophisticated financial, investment and insurance centres. We strive to be the trusted advisor of choice, committed to diversifying and growing in the service of clients who demand leading fiduciary management expertise, a broad range of world-class products and services, and secure technological platforms.
Clarien is currently working toward our strategic aspiration to be Digital Bank of Choice in Bermuda, by upgrading and transforming our systems and processes – making it easier and more convenient than ever for clients ‘to navigate their financial future’ – with our support.
We have introduced innovative digital onboarding technology, so clients can sign up for new accounts, products and services within minutes. Additionally, our expanded iATM fleet now includes 11 machines at 9 prime locations island-wide, along with a new mobile app locator allowing individuals to find the machine most convenient and accessible to them at any time. Last, but not least, we have moved our headquarters to Point House – a cutting edge and modern space located in the heart of Hamilton, which boasts a digital lounge equipped with iPads and WiFi for client use, as well as interactive meeting spaces and a digital concierge.
Enhanced Strength.
Deeper value.
Higher performance.
Great things happen with dynamic partnerships. With our majority shareholder NCB Financial Group Ltd. (NCBFG), partnered with Edmund Gibbons Limited (EGL) and Portland Private Equity Limited (PPE), Clarien Group Limited (CGL) is part of a group that is well positioned to become a global leader in financial services and wealth management.
NCFBG and PPE form part of Portland Holdings, a multi-billion dollar international conglomerate with a diversified business portfolio and a strong presence in the North American and Caribbean financial services sectors.
Operating under the Chairmanship of visionary entrepreneur Michael Lee-Chin, Clarien’s affiliation with Portland Holdings strengthens our position as one of the largest privately held financial institutions in Bermuda. It will enable us to offer a wider range of products to our customers and expand our offerings locally, regionally and globally.
The Clarien brand is unchanged and we remain committed to Bermuda, our employees and our clients. Our partners share our client-focused philosophy and a dedication to providing high quality services and a superior customer experience.
Portland Holdings
Below is information on some of the entities within the Portland group of companies.
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About NCB
With roots dating as far back as 1837, National Commercial Bank Jamaica Limited (NCB) has a pioneering legacy that has been sustained as the organisation has evolved and transformed.Today, NCB stands as the largest financial group in Jamaica, focused on maintaining a profitable organization, which provides highly competitive and innovative products and service offerings for our customers. Its aim is to maintain a solid governance structure and robust compliance framework, while utilizing flexible business models and efficient operational processes and systems.
In pursuit of the organisation’s vision of Building a World Class Digital Experience, Accelerating Regional expansion and Reinventing its Core Business, NCB has been driving productivity of its core business while exploring inorganic growth opportunities, as a fundamental part of its growth strategy.The complete financial service offerings of the NCB Group of Companies are accessible through our diversified portfolio of companies, namely:
National Commercial Bank Jamaica Limited: provides an array of products & services to meet the banking needs of customers; deposit accounts, unsecured and secured loans, credit cards, overdraft lines, foreign exchange, personal and private banking services are part of the offerings.NCB Capital Markets Limited: is the wealth and asset management arm of the NCB Group, offering investment and brokerage solutions for individual and corporate clients and investment banking solutions to our corporate clients.
Through NCB Capital Markets (Cayman) Limited*, similar services are extended to the Cayman Islands.NCB Insurance Company Limited: offers solutions to meet the insurance, long-term investment, and pension needs of individuals and group clients. NCB (Cayman) Limited: is the offshore banking subsidiary of the NCB Group and provides banking and trust services.
Advantage General Insurance Company Limited: is wholly owned by NCB Capital Markets Limited and is the island’s largest general insurance company providing reliable and efficient general insurance services.
NCB Global Finance Limited: provides merchant banking services including deposits, origination of loans and leases and provision of foreign exchange and trustee services. N.C.B. Foundation: was formalized to fulfill the bank’s philanthropic commitment as a leading socially responsible corporate citizen, actively building the communities in which it serves. Since inception in 2003, the Foundation has channeled over $1 Billion dollars to support development projects across Jamaica in the areas of:
- Education
- Youth Leadership and Entrepreneurship
- Community Development & Sports
About Edmund Gibbons Limited
Edmund Gibbons Limited is a family-owned entity comprised of several independently owned businesses including Gibbons Company, Colonial Insurance, Bermuda Motors and Burrows Lightbourn, and is a minority owner of Clarien Bank Limited.
About Portland Private Equity
Portland Private Equity (PPE) is a private equity and venture capital firm focused on the Caribbean region. The company is incorporated under the laws of Barbados and is the Investment Advisor to AIC Caribbean Fund and Portland Caribbean Fund II. Additional information is available at: https://portlandpe.com.
Learn More About NCB Financial Group
NCB Financial Group Limited was incorporated in April 2016 to be licensed under the Banking Services Act as the financial holding company for National Commercial Bank Jamaica Limited (“NCBJ”). The NCB Group is the largest and most profitable financial services group in Jamaica, with roots dating back to 1837. Through the bank and its wealth management, life and general insurance, and offshore banking subsidiaries, the NCB Group provides a wide array of financial products and services to meet the needs of individual and business clients. The NCB Group includes NCBJ, NCB Capital Markets Limited and its subsidiaries in Barbados and Cayman, NCB Insurance Agency and Fund Managers Limited, NCB (Cayman) Limited, Clarien Group Limited and its subsidiaries in Bermuda, Guardian Holdings Limited and its subsidiaries as well as NCB Global Finance Limited in Trinidad and Tobago.
NCBFG Financial Reports
NCB Financial Reports
View Current Financial Reports
View additional NCB Investor Relations information
Investor Relations Officer
Jacqueline De Lisser
Head, Group Investor Relations & Financial Advisory Unit
Email: DeLisserJN@jncb.com
View NCB Financial Group information
Clarien Bank Annual Reports
- Clarien Bank Limited Consolidated Financial Statements for year ended Sept 30, 2022
- Clarien Bank Limited Consolidated Financial Statements for year ended Sept 30, 2021
- Clarien Bank Limited Consolidated Financial Statements for year ended Sept 30, 2020
- Clarien Bank Limited Consolidated Financial Statements for year ended Sept 30, 2019
- Clarien Bank Limited Consolidated Financial Statements for 9 months ended Sept 30, 2018
- Clarien Bank Limited Annual Report 2017
- Clarien Bank Limited Annual Report 2016
- Clarien Bank Limited Annual Report 2015
- Clarien Bank Limited Annual Report 2014
Pillar Reports
- Clarien Bank Limited – Pillar 3 – Sep. 30, 2022
- Clarien Bank Limited – Int. Pillar 3 March 31, 2022
- Clarien Bank Limited – Pillar 3 – Sep.30, 2021
- Clarien Bank Limited – Int. Pillar 3 March 31, 2021
- Clarien Bank Limited – Pillar 3 – Sep.30, 2020
- Clarien Bank Limited – Int. Pillar 3 March 31, 2020
- Clarien Bank Limited – Pillar 3 – Sep.30, 2019
- Clarien Bank Limited – Int. Pillar 3 March 31, 2019
- Clarien Bank Limited – Pillar 3 – Sep.30, 2018
- Clarien Bank Limited – Int. Pillar 3 June 30, 2018
- Clarien Bank Limited – Pillar 3 – Dec. 31, 2017
- Clarien Bank Limited – Int. Pillar 3 – Jun. 30, 2017
- Clarien Bank Limited – Pillar 3 – Dec. 31, 2016
- Clarien Bank Limited – Int.Pillar 3 – Jun. 30, 2016
- Clarien Bank Limited – Pillar 3 – Dec. 31, 2015
- Clarien Bank Limited – Int. Pillar – 3 Jun. 30, 2015
- Clarien Bank Limited – Pillar 3 – Dec. 31, 2014
- Clarien Bank Limited – Int. Pillar 3 – Jun. 30, 2014
Clarien is a Bermuda-based company fully invested in the community. We offer financial and in-kind support for charities and their fundraising events, helping to improve the lives of Bermudians and ultimately strengthening our community.
View 2021 Clarien Corporate Citizenship Report
THE CLARIEN FOUNDATION
The Clarien Foundation is a charitable trust that oversees and executes all charitable endeavours and donations made by Clarien Bank. The Foundation is committed to making annual donations to Bermudian charities with the aim of making substantial improvements across youth development, education, health and human services. The Foundation includes charitable donations, support for special fundraising events and an internal employee volunteer sub-programme.
Not-for-profit organisations requesting financial support should generally meet the following criteria:
- Be registered with Bermuda Charity status
- Have a responsible board of directors serving without compensation
- Show financial stability as evidenced by annual financial statements
- Operate from a detailed annual budget
PROGRAMME APPLICATION AND REQUIREMENTS
Please note: Submissions for 2022 are now closed. The Clarien Foundation is accepting applications for 2023 between August 1st – September 30th 2022.
Corporate Donation and Sponsorship Application Form
Charitable Donations and Sponsorship Programme Requirements
For additional information, please contact us:
Clarien Bank Limited
Marketing Department
19 Reid Street
Hamilton HM 11
Tel: 441 294 5019
SUPPORTED BY CLARIEN BANK
- Bermuda Cancer and Health
- Bermuda Centre for Creative Learning
- Family Centre
- Ignite Bermuda
- OutBermuda
- The Reading Clinic
- Tomorrow’s Voices
- WindReach
- Young Men’s Social Club
CLARIEN EDUCATION FUND
- Bermuda High School for Girls
- Bermuda Institute of Seventh-Day Adventist
- Mount Saint Agnes Academy
- Saltus Grammar
- Somersfield Academy
- Warwick Academy
At Clarien, we are committed to improving the sustainability of our organisation and the communities we serve. Improving the environment and social good cases is important in all our dealings with our clients, neighbors, partners and employees.
Making A Difference
We understand Clarien’s powerful role in helping Bermuda and our clients navigate the transition to a lower carbon-based and more sustainable economy. The Bank is well placed to connect the providers of capital with users, helping to address the key challenge of accessing finance to achieve sustainable goals.
We are committed to creating access for environmental finance solutions such as lending for: clean energy, water, transport, low carbon technologies and social infrastructure. We will also continue to develop and support our charities which aim to improve the environment and the Bermudian community.
Clarien incorporates environmental and social risk (E&S) considerations into our financial activities and help our staff to continually identify and communicate these risks.
Understanding clients E&S performance is an important element of how we assess and manage risk. The consequences of failing to appropriately manage E&S issues can directly impact our client’s activities, our neighboring communities, the environment, our reputation and the long term economic viability of Bermuda.
Clarien Operations
Clarien’s commitment to improving the environment starts at our workplace and our approach to more sustainable operations. We understand the impact our operations have on the environment, and we are taking measurable action to reduce these impacts through our own efficiency, with new technologies and by influencing our supply chain.
In addition, our employees have a key role to play in reducing our environmental impact, and we are empowering them to make a difference through active community programmes such as Earth Day community events, post-storm sapling donations and our recent community LED light bulb exchange.
Clarien Governance, Policies and Procedures
Our investment approach reinforces the concept that long-term value creation and sustainability are inextricably linked. Environmental, social, and governance (ESG) best practices are part of Clarien’s daily workflow and are captured in our Environmental Social Risk Policy.
As part of our general assessment, environmental and social impacts and risks are reviewed for each investment. Our review process is based on international environmental and social standards, such as the Sustainability Standards of the International Finance Corporation. If we detect gaps between those standards and the performance of an investment, we develop adequate corrective measures, which we detail in an Environmental and Social Action Plan (ESAP). The ESAP provides details on the gaps, the necessary actions, the responsible parties and a timeline for the implementation of each action. We work closely with our clients as a respectful and supporting business partner.
Resources
Leadership
Employment Opportunitiies
Senior Internal Auditor – Closes Nov. 30
For an employment application or additional information, please email jobs@clarienbank.com.