Home Finance

Home financing in Bermuda for property purchases, refinancing and improvements, with structured repayments over time.

Financing your home

Borrow against your property for purchasing, refinancing or making improvements, with clear terms and defined repayments.

Choose from mortgage and home loan options with clear terms and defined repayments based on your circumstances.

Residential Mortgages

Long-term financing for purchasing, building or refinancing a home, with structured repayments based on your circumstances.

First-Time Buyer Mortgages

Mortgage options designed to support eligible buyers entering the property market, including programmes with reduced deposit requirements.

Home Improvement

Borrow against your property or access additional financing to fund renovations or upgrades, with clear repayment terms.

Speak to us about your home financing options

Whether you’re buying, refinancing or planning improvements, we can help you understand what’s possible and how to structure it.

Mortgages for buying or refinancing

A residential mortgage in Bermuda provides longer-term financing for purchasing, building or refinancing a home.

Mortgage options are available for different circumstances, with structured repayments and terms based on your needs.

First-time buyer mortgage support

First-time buyer mortgage options in Bermuda are available for eligible applicants, including programmes designed to support those without a full deposit.

This includes HomeStart, which provides access to financing for qualifying Bermudians entering the property market.

Home improvement and equity lending

Home improvement loans in Bermuda allow you to use the equity in your property to fund renovations, upgrades or additional property purchases.

This provides a way to finance improvements or access additional borrowing with structured repayments over time.

Frequently Asked Questions

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Frequently Asked Questions Here