Vehicle Loans

Finance a vehicle with terms based on what you are buying

Vehicle loans are structured around the type and age of the vehicle, with borrowing limits and repayment terms set accordingly.

This allows the loan to reflect the purchase, rather than applying a single structure across all vehicles.

Fast-track Your Dream Car Purchase

Apply Online – No Hassle. No Fees.

Start your free online application now and complete it at your convenience.

No Clarien Account? No Problem.

Even if you don’t bank with us, Clarien may offer the best deal. Apply online, anytime.

Drive Your Dream Car, No Matter the Model.

New, hybrid, or pre-owned—enjoy financing options for your vehicle of choice.

Get on the Fast Track with Dealer Alerts.

Want your car sooner? Your dealer is alerted as soon as you're approved.

Competitive Rates. Affordable Solutions.

Enjoy flexible payment terms tailored to your needs and budget.

Your Journey. Our Commitment.

Our team of lending experts will help you get behind the wheel of your dream car.

What you will need to submit to get started

Identification

Government-issued ID such as passport or valid driver's license, etc.

Proof of Address

This can be your utility bill, car registration, land tax bill, dated in the last 3 months.

Financial Information

Three months pay slip (if your pay is not deposited in Clarien Account). Rent / mortgage payment or lease, work permit or spousal letter, if applicable.

Dealer Quote

A quote from the dealership for your vehicle of choice.

Clarien Auto Loans

Accelerate your car purchase journey

Vehicle loan eligibility

New gas vehicles

New hybrid or electric vehicles

Certified pre-owned vehicles

Purchased from an approved dealer
Proof of ownership: dealership quote
Vehicle must be no older than 5 years
Up to 80% of dealer quote (excluding insurance, licensing and customisation)
Term up to 5 years

Used vehicles

Key information

What you will need to apply

Frequently Asked Questions

What is the Clarien Digital Lending solution?

Enjoy an online, self-service lending application portal at your convenience. The Clarien Digital Lending Solution allows you to calculate loan scenarios, learn about available loan solutions or apply for a loan on your time.

Can I apply for a loan using the Portal if I have a joint borrower?

Yes, you may apply for a joint loan using the Portal. Both borrowers will be required to provide eligibility information to apply.

How can I check the status of my loan?

Return to the Clarien Digital Lending Portal anytime to check the loan status. You will be required to complete OTP verification in order to access your loan information.

How quickly can I receive a response regarding my application?

We are committed to completing the loan review process as quickly as possible. Applicants are encouraged to visit the Portal anytime to check the status of their application.

Why choose the Clarien Lending Portal?

Hassle-free Application Submission: Effortlessly submit your loan applications through a streamlined, user-friendly interface. Real-time Application Tracking: Stay informed with up-to-the-minute updates on your submission status. Secure Management: Update your personal information securely and with ease. Dedicated Support: Reach out to our Personal Banking team for tailored assistance via our portal.

What are the steps of the loan application process?

1. Complete the online form regarding your loan request. 2. Receive a link from Clarien to complete and submit the Eligibility Questionnaire in the portal. 3. Eligibility Review begins. 4. If your request is moving forward, you will receive a loan application. Additional documents may be requested. 5. Loan application review and processing begins. 6. If approved, you will e-sign your loan documents. 7. You will then open a Clarien Savings Account, if you do not have one. A Savings Account is required in order to establish a loan account. 8. Finally, your funds will be disbursed

What kind of loans can I apply for using the Lending Portal?

At this time, vehicle Loans may be applied for using the portal.

How can I calculate my loan?

The Clarien Digital Lending Portal features a Loan Calculator that allows you to select your Loan Amount, Interest Rate and Loan Years to understand what your Monthly Amount, Principle Amount, Total Interest and Total Amount might be.Use the calculator anytime to adjust your scenario.

How does the Eligibility Questionnaire determine whether I'm qualified for a loan?

The Loan Eligibility Questionnaire will help our team understand key information regarding your personal income and financial obligations to determine the lending solution that would best suit your needs.

Is the application process completed online or at the Bank?

The application process is conveniently completed online using the Digital Lending Portal.

Is it safe to apply for a loan online? How is my data protected?

It is safe to apply for a loan using the Clarien Digital Lending Portal. Clarien is committed to the highest standard of data protection practices and regulations. It is also important that you always use a secure network to protect your information and prevent fraudulent activity.

How do I sign my loan application?

Loan applications and related documents require e-signature. An email is sent with instruction on how to complete the simple e-signature process and submit the signed documents.