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Pay, withdraw and manage your money, wherever you are
Debit and credit cards designed for everyday use in Bermuda and beyond — with the security, controls and benefits you’d expect from your bank.
Debit Cards
Direct access to your available funds for everyday spending, cash withdrawals, and account management, securely and conveniently.
- Spend in-store, online and at ATMs
- Contactless payments
- Available in BMD and USD
- No annual fee
- Also available for ages 8–17 (Iron Kids)
Credit Cards
Flexible spending with access to a credit limit, alongside rewards, travel benefits and built-in purchase protections for everyday confidence.
- Earn rewards points or cashback based on your spend
- A wide range of travel benefits, including travel insurance and emergency medical coverage
- Purchase and price protection
- Visa Luxury Hotel Collection access
- 24/7 concierge service
Accepted globally · Secured locally
Chip & Signature
Built-in chip security on every card
Real-time alerts
Real time notifications via the Clarien Alerts & Control App
Global acceptance
Use your card in-store and online worldwide
24/7 support
Client services available around the clock
Stay in control of every transaction
The Clarien Alerts & Controls app lets you personalise when, where and how your debit and credit cards are used and protect against fraud — directly from your phone.
- Instant alerts - Get notified the moment your card is used
- Freeze your card - Switch it off instantly if lost or misplaced
- Location controls - Limit card use to within your proximity
- Merchant controls - Choose which merchant types can charge your card
Cards for younger account holders
The Iron Kids debit card gives young people aged 8–17 a practical introduction to managing money, by supporting them when setting and achieving financial goals – save for a bike, downpayment for a car or building a base for an education fund. Parents can also monitor activity and set expectations from the outset.
- Ages 8–17
- In-store, online & ATM’s
- Worldwide usage*
- Parent-visible balance via mobile or online banking
Not sure which card is right for you?
Speak to a Clarien adviser. We can help you compare options and find a card that suits how you manage your money.
Call us on 441-296-6969 · Monday to Friday, 8:30am – 5pm
Frequently Asked Questions
Common questions about Clarien cards. For anything else, visit our Information Centre or call us on 441-296-6969.
What is the difference between a debit card and a credit card?
A debit card draws directly from your linked bank account — you can only spend what you have. A credit card gives you access to a credit limit set by Clarien, which you repay each month. Credit cards also include benefits such as rewards, cashback and travel protection that are not available on debit cards. Credit cards provide a credit limit which must be paid back, in agreed minimum installments, and any remaining balance accrues at an interest rate indicated on the fees page.
Can I have both a debit card and a credit card with Clarien?
Yes. Most Clarien account holders hold both. Your debit card is issued with your bank account; a credit card requires a separate application. You can apply online or by speaking to your relationship manager.
What should I do if my card is lost or stolen?
Freeze your card immediately using the Clarien Alerts & Controls app to prevent unauthorized use or you can call our reporting line 24 hours a day, 7 days a week at 294-5190 to immediately restrict the card and request a replacement.
You can also send a secure message via online banking. We will arrange a replacement card as quickly as possible.
Can I use my Clarien card abroad?
Yes — both Clarien Mastercard and Visa cards are accepted wherever those networks are available worldwide. Foreign currency transactions may attract a Foreign Currency Purchase Tax (FCPT) and Foreign Exchange (FX) charge. Purchases and cash withdrawals may be subject to foreign exchange conversion fees which are vary based on daily foreign exchange conversion rates and other applicable charges imposed by Clarien and international banks, or merchants
Are my cards available in Bermuda Dollars and US Dollars?
Most Clarien cards are available in both BMD and USD. The Iron Kids debit card is available in BMD only. When you apply, you will choose your preferred currency. Your relationship manager can advise which option suits your needs.