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Credit cards that work as hard as you do
Visa Platinum
Ideal for everyday spenders, occasional travellers and families who want convenience, rewards and built-in protection.
- 1 point per $1 spent, or 0.5% cashback
- Emergency medical cover up to $170,000
- Purchase protection up to $10,000
Visa Platinum Private
For more frequent travellers who want stronger travel coverage, a higher rewards earn rate and premium service.
- 1.2 points per $1 spent — higher than Visa Platinum
- Emergency medical cover up to $170,000 + baggage loss up to $750
- Purchase protection up to $10,000
Visa Infinite Private
- 1.5 points per $1 spent — the highest earn rate in the range
- Emergency medical cover up to $250,000 · Trip cancellation up to $3,000
- Priority airport lounge access · Visa Infinite Concierge
Visa Infinite Corporate
- Travel accident coverage up to $1,500,000
- Corporate Liability Waiver up to $15,000 · Priority Pass lounge access
- CO2 tracking · Visa Trip Planner · 24/7 Infinite Concierge
Every Clarien Visa card includes
Rewards or cashback
Earn on every eligible purchase — choose points or cashback
Travel protection
Emergency medical cover and trip protection wherever you go
Purchase protection
Price protection, purchase protection and extended warranty built in
24/7 control
Real-time alerts and card controls via the Clarien Alerts & Controls app
| Visa Platinum | Visa Platinum Private | Visa Infinite Private | Visa Infinite Corporate | |
|---|---|---|---|---|
| Best for | Everyday spending & occasional travel | Regular travellers wanting more | Maximum coverage & VIP access | Corporate & executive travel |
| Rewards (points / $1) | 1 pt | 1.2 pts | 1.5 pts | 1 pt |
| Cashback | 0.5% | 0.5% | 0.5% | 0.5% |
| Visa Cashback Programme | Included | Included | Included | Included |
| Emergency medical | Up to $170,000 | Up to $170,000 | Up to $250,000 | Up to $250,000 |
| Baggage loss | Up to $750 | Up to $750 | Up to $3,000 | Up to $3,000 |
| Baggage delay | Not included | Not included | Up to $600 | Up to $600 |
| Trip delay | Not included | Up to $100 | Up to $300 | Up to $300 |
| Trip cancellation | Not included | Not included | Up to $3,000 | Up to $3,000 |
| Missed connection | Not included | Not included | Up to $300 | Up to $2,000 |
| Auto rental insurance | Not included | Not included | Global | Global |
| Purchase protection | Up to $10,000 | Up to $10,000 | Up to $20,000 | Up to $20,000 |
| Extended warranty | Up to $10,000 | Up to $10,000 | Up to $25,000 | Up to $25,000 |
| Price protection | Up to $2,000 | Up to $2,000 | Up to $4,000 | Up to $4,000 |
| Visa Online Medic | Global | Global | Global | Global |
| Airport lounges | Not included | Not included | Priority lounge access | Priority Pass |
| Airport Companion | Included | Included | Included | Included |
| Concierge | Visa Digital Concierge | Visa Digital Concierge | Visa Infinite Concierge | Visa Infinite Concierge |
| Global eSIM (GigSky) | 1GB / 15 days (+20%) | 1GB / 15 days (+20%) | 3GB / 15 days (+30%) | 3GB / 15 days (+30%) |
| Cardholder website | visa-platinum.com | visa-platinum.com | visa-infinite.com | visa-infinite.com |
| Currencies | BMD or USD | BMD or USD | BMD or USD | BMD or USD |
Please note that card benefits are subject to change and are managed by Visa International. Cardholders can visit the Visa Benefits Portal to review the latest benefit details, including the full terms, conditions, and exclusions. Â
For assistance with Visa benefits, FAQs, and the claims process, please visit: https://visabenefitslac.axa-assistance.us/helpÂ
Earn rewards or cashback on every purchase
Every Clarien Visa credit card earns as you spend. Choose whether you prefer to build up rewards points for travel and experiences, or receive straightforward cashback on eligible purchases.
Rewards points
Earn between 1 and 1.5 points for every dollar spent, depending on your card. Redeem through the Visa digital rewards wallet with over 2,000 airlines and 10 million merchants worldwide.
Cashback
Prefer simplicity? Earn 0.5% cashback on all eligible purchases. US cashback credits are applied to your account within 24–48 hours.
Real-time control over your credit card
The Clarien Alerts & Controls app gives you instant visibility of every transaction and the ability to manage your credit card directly from your phone — set spending controls, freeze your card, or restrict use by merchant type or location.
- Instant transaction alerts - Know the moment your card is used
- Freeze your card - Switch it off instantly if lost or misplaced
- Location controls - Restrict use to within a set distance of your phone
- Merchant controls - Block specific merchant categories if needed
Get MORE cashback — the Visa Cashback Programme
As a Clarien Platinum, Infinite Private or Infinite Corporate cardholder, you have access to the Visa US Cashback Programme — a free benefit that earns you higher cashback on top US hotels, car rentals and retailers. There is no extra cost and no changes to how you shop. Just more value for the spending you already do.
- Up to 35% cashback at selected US hotels (including Marriott)
- Up to 30% off US car rentals with Hertz
- Up to 5% cashback at selected retailers and restaurants
How it works
Register once at cashback-caribbean.visa.com. Your cashback is credited within 48–72 hours of a qualifying purchase being settled. You can also stack this benefit with Clarien’s standard 0.5% cashback where eligible — both can apply to the same purchase.
Visa Cashback Programme FAQs
What is the Visa Cashback Programme?
How is this different from my standard cashback?
Where does it apply?
How do I register?
Visit cashback-caribbean.visa.com, provide your email address, complete your profile and add your card. You will receive a welcome confirmation once enrolled. Registration is free and takes only a few minutes.
How quickly is cashback credited?
Cashback is credited within 48–72 hours of the qualifying purchase being made and settled by the merchant.
Which merchants are participating?
The programme currently includes 122 merchants and over 10,000 restaurants across the US. Visit the Visa Cashback website for a full list of participating hotels, car rentals, retailers and restaurants.
Are the cashback rates fixed?
No. Cashback percentages are subject to seasonal changes. Visit the Visa Cashback website for real-time updates on current rates and available merchants.
Not sure which card is right for you?
Speak to a Clarien Adviser. We can walk you through the options and help you find a card that fits how you spend and travel.
Call us on 441-296-6969 · Monday to Friday, 8:30am – 5pm
Frequently Asked Questions
Common questions about Clarien Visa credit cards. For anything else, visit our Digital Branch, call us on 441-296-6969 or contact your relationship manager.
How do rewards points and cashback work?
What is a finance fee and how can I avoid it?
A finance fee is the interest charged when you do not pay your full balance by the payment due date. It is calculated based on your card’s annual interest rate and appears as a separate charge on your statement. You can avoid finance fees by paying your full statement balance on or before the due date each month. Setting up automatic payments can also be done via online banking and helps ensure this is done without you needing to remember.
How is my minimum payment calculated?
Your minimum payment is calculated as a percentage of your outstanding balance, plus any past-due amounts, over-limit balances and applicable fees. The minimum payment due will always be the greater of $10 or the amount calculated under the fee schedule.
What fees apply when I use my card abroad or in foreign currencies?
Two charges may apply. A foreign currency conversion fee is charged based on the merchant’s location — it applies when a transaction is processed outside the US or Bermuda, even if the amount appears in US dollars. A USA international fee applies when the merchant is located in the United States.
Do I need to do anything before travelling overseas?
Yes — two steps are recommended before you travel. First, submit your travel dates , via secure message in online or mobile banking, or by calling 441-296-6969. This prevents your card from being blocked while away. Second, generate a Travel Certificate at visa.com/benefitsportal to activate your International Emergency Medical Services cover. This step is mandatory for the medical benefit to apply.
What happens if I go over my credit limit?
Transactions that would take your balance over your credit limit are normally declined at the point of sale. However, in some situations — such as hotel pre-authorisations, car rental deposits or delayed settlements — a final charge may post and cause the account to exceed the limit. An overlimit fee is charged once per billing cycle if this occurs.
Is there an annual fee?
Yes. An annual fee applies to all Clarien Visa credit cards. The fee varies by card and is charged once per year, appearing as a separate charge on your statement. Full fee details for each card are available at clarienbank.com/fees.