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- Visa Platinum Private
Enhanced comfort and confidence, for those who travel more
Designed for more frequent travellers who want stronger coverage and a higher level of service without compromising on everyday value.
Key benefits
With greater travel protection, stronger rewards earning and the same premium lifestyle access, this card is built for those whose lives take them further.
Stronger rewards as you spend
A higher earn rate rewards you for spending more, wherever you are.
- Earn 1.2 points per $1 spent — more for every dollar
- Or 0.5% cashback on eligible purchases
- Redeem with 2,000+ airlines and 10M+ merchants
Enhanced travel protection
More comprehensive coverage for when travel doesn’t go to plan.
- Emergency medical cover up to $170,000
- Baggage loss cover up to $750 — additional to Visa Platinum
- Trip delay protection
- 24/7 Visa Online Medic
Shopping and purchase confidence
The same strong purchase protections as Visa Platinum.
- Price protection up to $2,000
- Purchase protection up to $10,000
- Extended warranty up to $10,000
Premium services and access
Lifestyle benefits designed to enhance every trip and every day.
- Visa Digital Concierge
- Visa Luxury Hotel Collection
- Airport Companion access
- Free Global eSIM: 1GB / 15 days + 20% discount on additional plans
Features and details
Rewards and cashback
- Rewards - 1 point per $1 spent (Visa Rewards)
- Cashback - 0.5% on eligible purchases
- Visa Cashback Programme - Earn up to 35% at selected US hotels, 30% on US car rentals, 5% at selected retailers — free to register at cashback-caribbean.visa.com
- Redemption - Redeemable with 2,000+ airlines and 10M+ merchants
- Visa Cash Back (US) - Credits applied within 24–48 hours
Complete benefit coverage
- Visa Consumer Benefits Services - 24/7 — digital and telephone
- Price protection - Up to $2,000
- Purchase protection - Up to $10,000
- Extended warranty - Up to $10,000
- International emergency medical - Up to $170,000
- Visa Online Medic - Global
- Auto rental insurance - Not included
- Baggage delay - Not included
- Baggage loss - Up to $750
- Missed connection - Not included
- Trip delay - Up to $100
- Trip cancellation - Not included
Service and access
- Visa Concierge — Global
- Visa Digital Concierge — Global
- Visa Luxury Hotel Collection
- Visa Airport Companion
- Airport Lounges — not included
- GigSky Global eSIM: 1GB / 15 days + 20% discount on additional plans
- Exclusive cardholder website: visa-platinum.com
- Clarien Alerts & Controls app
Card basics
- Currency - BMD or USD
- Acceptance - Worldwide wherever Visa is supported
Visa Benefits Portal
To obtain more information on your Visa card benefits, or to register your Visa Credit Card for eligible benefits, please visit the Visa Benefits Portal:
Rates, fees and important information
- Interest applies if balances are not paid in full each month
- Annual card fee applies — see clarienbank.com/fees
- Late payment, cash advance and foreign currency fees may apply
Travel Certificate: It is mandatory to generate a Travel Certificate before travelling overseas to activate the International Emergency Medical Services benefit. Visit visa.com/benefitsportal before your trip.
Is this card right for you?
This card may be suitable if you:
- Travel regularly and want stronger medical and baggage protection
- Want a higher rewards earn rate to reflect your spending level
- Value premium travel services and concierge support
- Plan to repay your balance regularly
It may not be suitable if you:
- Travel only occasionally — Visa Platinum may offer sufficient coverage at lower cost
- Expect to carry long-term balances
- Are experiencing financial difficulty
Your responsibilities
When using your card, you agree to:
- Pay at least the minimum amount on time
- Monitor your account regularly
- Keep your card and security details safe
- Report any loss, theft or suspicious activity immediately