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- Clarien Mastercard Debit Card
Your money, wherever you are
Secure, convenient access to your funds at home and worldwide — without the need to carry cash.
Key benefits
The Clarien Mastercard Debit Card gives you direct, flexible access to your own account balance. Use it in-store, online and at ATMs across Bermuda and internationally — with the confidence of Mastercard acceptance worldwide.
Instant access to your funds
Spend and withdraw from your account balance, whenever you need it.
- Immediate access to available funds without carrying cash
- Use in-store, online and at ATMs across Bermuda and worldwide
- Accepted anywhere Mastercard is supported, globally
Secure and protected
Advanced technology to keep your money and information safe.
- EMV chip and tokenized technology on every card
- Chip & Signature technology for in-store purchases
- Real-time transaction alerts via the Clarien Alerts & Controls app
- Freeze your card instantly if lost or misplaced
Easy, contactless payments
Pay quickly and conveniently with your phone or card.
- Contactless tap-to-pay in-store
- Add your card to Google Wallet for fast Android payments
- Secure online purchases directly from your account
Control at your fingertips
Manage how your card is used, in real time.
- Instant transaction notifications via Clarien Alerts & Controls
- Set merchant and location controls
- Freeze and unfreeze your card anytime
- Monitor account activity in real time via online banking
Features and details
Card access and usage
- ATM access - All 11 Clarien ATMs across Bermuda, plus international Mastercard ATMs
- In-store payments - Contactless and Chip & Sign, worldwide
- Online payments - Secure purchases directly from your account
- Mobile wallet - Google Wallet compatible
Security features
- EMV chip technology
- Tokenized payments for digital transactions
- Real-time alerts via Clarien Alerts & Controls app
- Instant card freeze via app
Card basics
- Currency - BMD or USD
- Acceptance - Worldwide wherever Mastercard is supported
- Account link - Linked directly to your Clarien current account
Rates, fees and important information
- No annual fee on the standard debit card
- ATM withdrawal fees may apply for non-Clarien ATMs
- Foreign Currency Purchase Tax (FCPT) applies to foreign currency transactions
- Foreign Exchange (FX) charges may apply when transacting in currencies other than your card currency
Is this card right for you?
This card may be suitable if you:
- You want direct, day-to-day access to your account funds
- You prefer not to use credit or carry cash
- You travel internationally and want worldwide ATM and spending access
- You want real-time control over your card activity
It may not be suitable if you:
- You are looking for rewards, cashback or travel insurance benefits — consider a Clarien credit card
- You need a credit limit for larger purchases or travel bookings
Your responsibilities
When using your card, you agree to:
- Monitor your account regularly
- Keep your card and security details safe
- Report any loss, theft or suspicious activity immediately
How to apply
Getting your debit card is easy:
- Your debit card is issued as part of your account onboarding. Once your account is opened, your debit card will be sent to your address on file.
- If you need a replacement card, you can request one through our online maintenance portal, or speak with your Clarien Relationship Manager.
- If your card is lost or stolen, or you notice any unusual or suspicious activity, please contact us immediately.
- You can also block your card instantly using the Alerts & Controls app to help protect your account.