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- Visa Platinum
Everyday flexibility, with protection when it matters
Whether you’re shopping online, travelling occasionally, or managing day-to-day expenses, this card brings together simplicity, security and value.
Key benefits
Whether you’re shopping online, travelling occasionally, or managing day-to-day expenses, this card brings together simplicity, security and value.
Everyday value, your way
Earn as you spend, with the flexibility to choose what suits you best.
- Choose rewards points for travel and experiences
- Or cashback for simple, everyday returns
- Earn on all eligible purchases
Protection that travels with you
Confidence at home and abroad, with built-in cover for the unexpected.
- Emergency medical support when travelling
- Trip delay protection
- Purchase and price protection on everyday spending
Security and control, 24/7
Stay in control of your spending with real-time visibility and protection.
- Instant alerts for transactions
- Monitor activity in real time
- Freeze your card immediately if needed
- 24/7 client support
Access to premium experiences
Enjoy benefits that enhance your lifestyle beyond everyday spending.
- Visa Concierge and digital concierge services
- Access to the Visa Luxury Hotel Collection
- Airport Companion access
- Free Global eSIM: 1GB / 15 days + 20% discount on additional plans
Features and details
Rewards and cashback
- Rewards - 1 point per $1 spent (Visa Rewards)
- Cashback - 0.5% on eligible purchases
- Visa Cashback Programme - Earn up to 35% at selected US hotels, 30% on US car rentals, 5% at selected retailers — free to register at cashback-caribbean.visa.com
- Redemption - Redeemable with 2,000+ airlines and 10M+ merchants via digital rewards wallet
- Visa Cash Back (US) - Credits applied within 24–48 hours
Complete benefit coverage
- Visa Consumer Benefits Services - 24/7 — digital and telephone
- Price protection - Up to $2,000
- Purchase protection - Up to $10,000
- Extended warranty - Up to $10,000
- International emergency medical - Up to $170,000
- Visa Online Medic - Global
- Auto rental insurance - Not included
- Baggage delay - Not included
- Baggage loss - Up to $750
- Missed connection - Not included
- Trip delay - Not included
- Trip cancellation - Not included
Service and access
- Visa Concierge — Global
- Visa Digital Concierge — Global
- Visa Luxury Hotel Collection
- Visa Airport Companion
- Airport Lounges — not included
- GigSky Global eSIM: 1GB / 15 days + 20% discount on additional plans
- Exclusive cardholder website: visa-platinum.com
- Clarien Alerts & Controls app
Card basics
- Currency - BMD or USD
- Minimum credit limit - $2,500
- Acceptance - Worldwide wherever Visa is supported
Visa Benefits Portal
To obtain more information on your Visa card benefits, or to register your Visa Credit Card for eligible benefits, please visit the Visa Benefits Portal:
Rates, fees and important information
- Interest applies if balances are not paid in full each month
- Annual card fee applies — see clarienbank.com/fees
- Late payment fees may apply
- Cash advance fees may apply
- Foreign currency transaction fees may apply
Travel Certificate: It is mandatory to generate a Travel Certificate before travelling overseas to activate the International Emergency Medical Services benefit. Visit visa.com/benefitsportal before your trip.
Is this card right for you?
This card may be suitable if you:
- Want a simple, flexible way to manage everyday spending
- Plan to repay your balance regularly
- Value rewards, cashback and built-in protections
- Travel occasionally and want added peace of mind
It may not be suitable if you:
- Expect to carry long-term balances
- Are experiencing financial difficulty
Your responsibilities
When using your card, you agree to:
- Pay at least the minimum amount on time
- Monitor your account regularly
- Keep your card and security details safe
- Report any loss, theft or suspicious activity immediately