Your Wealth Management Team
Miguel DaPonte, CFA
EVP, Chief Wealth Management Officer
Miguel is Executive Vice President and Chief Wealth Management Officer at Clarien Bank, where he leads Private Banking, Investment Management (CIL), Trust Management (CTL), and Family Office and Corporate Services (CCSL).
Miguel brings extensive experience in investment strategy and portfolio management. Before joining Clarien Bank, he was SVP of Investments and Pensions at a Bermuda-based insurance and pensions provider, where he managed balance sheet assets and led the growth of the firm’s defined contribution pension business. He previously held senior roles managing high-net-worth portfolios, global equity and fixed income strategies at a global annuity and life insurance company and an international financial services firm.
Miguel holds an MBA from the Richard Ivey School of Business at the University of Western Ontario and is a CFA charterholder.
Jennifer Hanson Crockwell, CPA, CA, TEP
SVP, Head of Trust and Family Office
Jennifer Hanson Crockwell brings over two decades of experience in Bermuda’s trust and fiduciary sector, working closely with ultra-high-net-worth families and their global advisers.
As Head of Trust and Family Office at Clarien, Jennifer plays a pivotal role in the strategic development of the Bank’s Wealth platform, with a focus on structuring and managing complex trust and family office relationships.
Her career spans leadership roles in accounting, compliance and fiduciary services at Bermuda-based firms and global professional services providers. She also served as Chief Financial and Administrative Officer for a private company in Bermuda.
Jennifer is a Chartered Professional Accountant (CPA, CA) and a full member of STEP (TEP). She holds a Bachelor’s degree in Accounting (with Great Distinction) from the University of Saskatchewan.
Qing Lutkin (Judy), CFA
VP, Head of Investment Management
Judy Lutkin leads Clarien’s investment management function, overseeing the Bank’s discretionary portfolios and the Global Voyager mutual fund family. She chairs the Investment Committee and is responsible for setting strategy, managing risk, and aligning investment execution with client goals.
Before joining Clarien, Judy managed institutional assets as a Portfolio Manager at a Bermuda-based investment firm, with a focus on customised strategies for captive insurers and large investors. Earlier in her career, she worked in market strategy and business development at the Chinese subsidiary of a global manufacturing group.
Judy holds a BSc in Economics from Hubei University and an MBA in International Business from the University of Birmingham, UK. She is a CFA charterholder.
Usama Makhdoom, CFA
Portfolio Manager
Usama Makhdoom supports the management of discretionary portfolios for ultra-high-net-worth individuals, Family Offices, and institutional clients. As a member of Clarien’s Investment Committee, he contributes to investment strategy, research and execution across asset classes.
Before joining Clarien, he held roles in risk management and portfolio analysis, including preparing investment reports for multi-billion-dollar private equity structures and developing equity strategies at a Bermuda-based advisory firm.
Usama holds a BS in Accounting and Finance and is both a CFA charterholder and a certified Financial Risk Manager (FRM).
Henry Hernandez
Portfolio Manager
Henry Hernandez brings over 17 years of investment and trading experience to Clarien’s Wealth Management division, where he develops strategies for private client portfolios and contributes to asset allocation as a member of the Investment Committee.
Before joining Clarien in 2022, he worked in portfolio management and proprietary trading roles across Latin America and the Caribbean, with a focus on fixed income, equity and structured products. His responsibilities included client portfolio construction, trading execution, and cross-border investment research.
Henry is a member of the CIL Investment Committee, contributing to both strategic and tactical asset allocation decisions. He holds a Bachelor of Business Administration and a master’s degree in financial institutions. He passed the CFA Level II exam in November 2024.
Your Private Banking Team
Lola Myshketa
SVP, Head of Private Banking
Lola Myshketa leads Clarien’s Private Banking division, working closely with the executive team to shape strategic growth, expand the product suite, and strengthen client relationships through tailored, cross-border advisory.
She brings more than 25 years of international experience across private banking, asset management, alternative investments and reinsurance. Lola began her career in 1997 at Albania’s first private bank and has since held senior roles in Canada, Bermuda and the Middle East. Her background includes leadership in investment advisory, insurance-linked securities, and digital transformation.
She holds a Master’s degree in Banking and Finance from Bocconi University (valedictorian) and the Financial Management Advisor (FMA) designation from the Canadian Securities Institute.
Anthony Garzia
VP, Senior Private Banker
Anthony Garzia brings nearly two decades of international banking experience to Clarien, supporting both corporate and private clients with tailored solutions across trusts, funds and complex wealth structures.
Born and raised in Bermuda, he has spent time working in New York, London and Bermuda, including leading a commercial banking team at a local financial institution.
His career spans private and commercial banking, with a consistent focus on relationship management and cross-border client needs.
Anthony holds a Bachelor of Business Administration from the University of New Brunswick and received his ACAMS designation in 2020.
Nancy Stevens
AVP, Senior Private Banker
Nancy Stevens supports Clarien’s high-net-worth clients, private trusts and companies with tailored banking solutions, drawing on her Bermudian roots and over a decade of experience in relationship management.
She joined Clarien from a local private bank and has two decades of experience, working with a wide range of high-net-worth clients across lending, banking and account oversight.
She holds Series 7, CAMS and STEP Foundation certifications, and is currently pursuing the Certified Financial Planner (CFP) designation. Nancy earned a Bachelor’s degree in Commerce from Mount Allison University in Canada.
Vaughan De Jager
AVP, Senior Private Banker
Vaughan De Jager supports high-net-worth and ultra-high-net-worth clients at Clarien with personalised banking, credit and cash management solutions.
He relocated to Bermuda in 2025 after a decade in South Africa’s private banking sector. Vaughan began his career as a financial adviser and later joined a private bank, where he specialised in relationship management, bespoke lending, and day-to-day banking for complex client portfolios.
He holds a Bachelor of Commerce degree in Economics and Business Management from the University of Pretoria.
Account Types
Clarien Smart Solutions
- Digital Account Opening
- Digital Account Maintenance
- Clarien iBank
- Clarien iTrade+
- Clarien iInvest
- Clarien iBank
- Clarien MasterCard® Debit Card
- Clarien VISA® Credit Card
- My Rewards App
- Clarien Wealth Management Lending Solutions
- Clarien Pre-Approved Offers
- Trust and Family Office
- Corporate Services
- Global Voyager Funds Ltd.
- International Equity Fund
- GVF North American Founders Fund
- GVF Insurance Linked Securities (ILS) Fund
- Liquidators