Commercial Banking

Merchant Services

Clarien Merchant Services has the expertise and technology to help ensure that your business is equipped to meet today’s transaction demands in Bermuda and around the world.

Whatever your business, whatever the size, our dedicated Merchant Services team will work with you to optimise performance with secure point-of-sale solutions and payment gateway services supported by feature-rich online reporting. You’ll process more sales and increase cash flow while protecting customer information and business data.

Propel your business to new levels

As consumers increasingly rely on the ease and simplicity of debit and credit card payments, it is important that your business has the comprehensive tools and resources available to successfully complete payment transactions. Whether you’re managing a small business or large company, Clarien Merchant Services makes it easy and affordable for you to offer your customers the option to make fast, secure credit card purchases.

The benefits to your business of accepting card payments include:

  • • Increased ability to process more sales
  • • Improved cash flow
  • • Ease of tracking transactions
  • • Reduce risk of fraud and loss .


Clarien Merchant Services offers secure and flexible payment gateway services for customer transactions in Bermuda or around the world.

Hosted Payment Page: Integrate a secure, PCI compliant internet payment page into your website. Your sensitive customer payment information is securely handled by First Data, the world’s leading provider of electronic commerce and payment processing services.

API (Application Programming Interface): Allows you to build more sophisticated transaction processing applications that can process payments from a website or from multiple Point of Sale terminals.

Real Time Payment Manager (Virtual Terminal): The combination of your personal computer, inventory management software and payment processing system turns your Internet-connected PC into a POS device without installing software. Virtual Terminals help you manage inventory, track sales, control costs, improve customer service and help you make better business decisions.

Our eCommerce solutions provide you with the tools to:

  • • View transaction summaries, sale and refund activity
  • • Conduct cardholder inquires
  • • Manage administration functionalities
  • • Access fraud management tools
  • • Change passwords
  • • Manage user access and permissions .

Point of Sale solutions

Whether you manage a restaurant, an insurance company or sell your products at Harbour Nights or Cup Match, our Android technology payments enable you to accept credit card payments on land or at sea. Talk to our experienced team of professionals to determine the best POS solution to complement your business.

Online reporting

While you focus on managing your business, let our robust online reporting solution reconcile your merchant statements and deposits. Get direct 24-7 access to your credit card transaction processing information. Access your reports, modules and analysis to understand current trends and maintain your competitive edge.

Additional options include:

  • • Batch deposit-information and transaction details
  • • Retrieval information
  • • Invoice/statement details
  • • Cardholder inquiries
  • • Capability to export details to Excel format